Your Independent Guide to Insurance in Germany: Health, Home, Education & More.
Navigating the German insurance landscape doesn’t have to be a nightmare. At Nomad Care Germany, we provide clear and free information on all the coverage you need for your new life: from mandatory health insurance to protecting your home, education, and third-party liability.
Frequently Asked Questions about Insurance in Germany.
Clear answers to the most common questions about coverage, procedures, and legal obligations for expats.
Which insurance policies are mandatory by law in Germany?
Health insurance is mandatory for everyone, while car or professional liability insurance depends on your employment and personal situation.
How can I protect my family and my assets?
There are family insurance options covering everything from health to private liability (Haftpflicht), protecting your savings in case of accidents.
How do I choose the right insurance as an expat?
You should analyze your profile (student, employee, or freelancer) to choose between public or private providers that best suit your needs.
What level of protection do standard policies offer?
From medical and dental expenses to accidental damage to third parties or legal defense, depending on the type of policy chosen.
How the Insurance Ecosystem Works
Discover step-by-step how to secure your life, your property, and your future in Germany easily.
Step 1: «Essential Coverages»
Identify the minimum legal requirements (Health and Auto) to comply with German regulations from day one.
Step 2: «Lifestyle Protection»
Evaluate additional insurance such as Personal Liability or Home Insurance to avoid unexpected debt.
Step 3: «Future and Education»
Plan for your children’s financial security and your retirement through savings plans and life insurance.
Why trust the system?
100%
Mandatory Coverage
Health insurance is a legal requirement for every resident
+450
Market Options
Number of providers available to choose the best rate
140 Years
Proven Stability
Duration of the German social security system