Smiling friendly professional helping with German Insurance
Nomad Care Germany

Insurance in Germany: Everything You Need to Know

German bureaucracy can be overwhelming, especially when it comes to insurance. We make it easy. Discover the right health, liability, and legal coverage in English, custom-tailored for your life in Germany.

Topics I Discuss

Public Insurance (GKV)

Explain how the Krankenkasse works for employees.

Private Insurance (PKV)

Benefits and requirements for high earners and freelancers.

Students and Interns

Special affordable rates for those coming to study.

Self-Employed

How to navigate the system when you don't have an employer.

Family Coverage

How Family Insurance works (free for kids/spouse in the public system).

Dental and Vision

Is it included? (Spoiler: Not always!).

Sick Pay (Krankengeld)

What happens if you can't work for a long time.

Finding a Doctor

Tips to find English-speaking specialists in your city.

WHO WE ARE

Upgrade Your Healthcare: The Private Insurance Advantage

If you are a high-earner or self-employed, the German Private System (PKV) offers more than just coverage — it offers priority access to specialists, premium hospital stays, and potentially lower monthly premiums tailored to your age and health. Discover if you qualify for an elite level of protection that goes beyond the basics.

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Solidarity and Security: The German Public System (GKV)

Designed for peace of mind, the public healthcare system is the backbone of German society. It offers comprehensive lifelong coverage regardless of pre-existing conditions and, most importantly, free insurance for your non-working family members. Discover how this reliable system provides a safety net for you and your loved ones.

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