Discover Exclusive Advantages and Effective Solutions

Here you will find a clear guide that highlights the main benefits and the differentiating value of private insurance for expatriates in Germany.

2b1bc614888643e68c61ddf445efeb339856863e
Svg+xml;base64,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

Customized coverage for the self-employed

It offers protection tailored to the specific needs of self-employed workers, guaranteeing access to high-quality medical services and flexible rates.

Svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI0OCIgaGVpZ2h0PSI0OCIgZmlsbD0iIzAwMDAwMCIgdmlld0JveD0iMCAwIDI1NiAyNTYiPjxwYXRoIGQ9Ik04MCw0MGE0MCw0MCwwLDEsMCw0MCw0MEE0MCw0MCwwLDAsMCw4MCw0MFptMCw2NGEyNCwyNCwwLDEsMSwyNC0yNEEyNCwyNCwwLDAsMSw4MCwxMDRabTk2LDE2YTQwLDQwLDAsMSwwLTQwLTQwQTQwLDQwLDAsMCwwLDE3NiwxMjBabTAtNjRhMjQsMjQsMCwxLDEtMjQsMjRBMjQsMjQsMCwwLDEsMTc2LDU2Wk04MCwxMzZhNDAsNDAsMCwxLDAsNDAsNDBBNDAsNDAsMCwwLDAsODAsMTM2Wm0wLDY0YTI0LDI0LDAsMSwxLDI0LTI0QTI0LDI0LDAsMCwxLDgwLDIwMFptOTYtNjRhNDAsNDAsMCwxLDAsNDAsNDBBNDAsNDAsMCwwLDAsMTc2LDEzNlptMCw2NGEyNCwyNCwwLDEsMSwyNC0yNEEyNCwyNCwwLDAsMSwxNzYsMjAwWiI+PC9wYXRoPjwvc3ZnPg==

Special rates for international students

It provides exclusive plans that facilitate integration and simplify access to health insurance during the study period in Germany.

Svg+xml;base64,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

Essential liability insurance

It protects against potential claims for damages to third parties, offering peace of mind and financial support in everyday and professional situations.

Discover the essential aspects of private insurance.

In this section we present the key elements and advantages of private insurance, clearly explaining why it is a valuable option for expats in Germany.

Svg+xml;base64,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

Private health insurance

Complete and personalized coverage for self-employed individuals and professionals with high incomes.

Svg+xml;base64,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

Special rates for students

Exclusive conditions for international students that facilitate their access to private insurance.

Svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI0OCIgaGVpZ2h0PSI0OCIgZmlsbD0iIzAwMDAwMCIgdmlld0JveD0iMCAwIDI1NiAyNTYiPjxwYXRoIGQ9Ik04MCw0MGE0MCw0MCwwLDEsMCw0MCw0MEE0MCw0MCwwLDAsMCw4MCw0MFptMCw2NGEyNCwyNCwwLDEsMSwyNC0yNEEyNCwyNCwwLDAsMSw4MCwxMDRabTk2LDE2YTQwLDQwLDAsMSwwLTQwLTQwQTQwLDQwLDAsMCwwLDE3NiwxMjBabTAtNjRhMjQsMjQsMCwxLDEtMjQsMjRBMjQsMjQsMCwwLDEsMTc2LDU2Wk04MCwxMzZhNDAsNDAsMCwxLDAsNDAsNDBBNDAsNDAsMCwwLDAsODAsMTM2Wm0wLDY0YTI0LDI0LDAsMSwxLDI0LTI0QTI0LDI0LDAsMCwxLDgwLDIwMFptMTM2LTI0YTgsOCwwLDAsMS04LDhIMTg0djI0YTgsOCwwLDAsMS0xNiwwVjE4NEgxNDRhOCw4LDAsMCwxLDAtMTZoMjRWMTQ0YTgsOCwwLDAsMSwxNiwwdjI0aDI0QTgsOCwwLDAsMSwyMTYsMTc2WiI+PC9wYXRoPjwvc3ZnPg==

Liability insurance

Essential protection against damage to third parties, indispensable for any resident in Germany.

Frequently asked questions about private insurance

Find clear and useful answers to the most common questions about private insurance in Germany, designed for expats and independent professionals.

Who should consider private health insurance in Germany?

Self-employed individuals and people with high incomes can benefit from broader coverage and tailored rates in private health insurance.

Are there special rates for international students?

Yes, many private insurance companies offer discounted plans designed specifically for foreign students.

Why is it important to take out liability insurance?

This insurance protects against claims for damages to third parties, making it essential for any resident in Germany.

What does legal insurance cover in Germany?

Legal insurance offers legal assistance and coverage of legal expenses in different situations, from labor disputes to civil cases.

What options are available to insure my private home?

Home insurance covers damage from fire, theft or accidents, guaranteeing the protection of goods and property.

How can I choose the most suitable private insurance for me?

Comparing coverage, prices, and conditions according to your personal needs is key to selecting the best option.

A practical guide to choosing private insurance in Germany.

Discover here the common challenges for expats and how to find the ideal private insurance for every situation.

Svg+xml;base64,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

Coverage for the self-employed and high-income earners

We explore how private health insurance offers greater benefits and flexibility for independent professionals.

Svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI0OCIgaGVpZ2h0PSI0OCIgZmlsbD0iIzAwMDAwMCIgdmlld0JveD0iMCAwIDI1NiAyNTYiPjxwYXRoIGQ9Ik04MCw0MGE0MCw0MCwwLDEsMCw0MCw0MEE0MCw0MCwwLDAsMCw4MCw0MFptMCw2NGEyNCwyNCwwLDEsMSwyNC0yNEEyNCwyNCwwLDAsMSw4MCwxMDRabTk2LDE2YTQwLDQwLDAsMSwwLTQwLTQwQTQwLDQwLDAsMCwwLDE3NiwxMjBabTAtNjRhMjQsMjQsMCwxLDEtMjQsMjRBMjQsMjQsMCwwLDEsMTc2LDU2Wk04MCwxMzZhNDAsNDAsMCwxLDAsNDAsNDBBNDAsNDAsMCwwLDAsODAsMTM2Wm0wLDY0YTI0LDI0LDAsMSwxLDI0LTI0QTI0LDI0LDAsMCwxLDgwLDIwMFptMTM2LTI0YTgsOCwwLDAsMS04LDhIMTg0djI0YTgsOCwwLDAsMS0xNiwwVjE4NEgxNDRhOCw4LDAsMCwxLDAtMTZoMjRWMTQ0YTgsOCwwLDAsMSwxNiwwdjI0aDI0QTgsOCwwLDAsMSwyMTYsMTc2WiI+PC9wYXRoPjwvc3ZnPg==

Special rates for international students

Discover the options tailored to foreign students that facilitate access to affordable and comprehensive insurance.

Svg+xml;base64,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

Essential liability insurance

We explain why this insurance protects your assets against damage to third parties and when it is essential.

Svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI0OCIgaGVpZ2h0PSI0OCIgZmlsbD0iIzAwMDAwMCIgdmlld0JveD0iMCAwIDI1NiAyNTYiPjxwYXRoIGQ9Ik0yNDgsMTI4YTU2LDU2LDAsMCwxLTk1LjYsMzkuNmwtLjMzLS4zNUw5Mi4xMiw5OS41NWE0MCw0MCwwLDEsMCwwLDU2LjlsOC41Mi05LjYyYTgsOCwwLDEsMSwxMiwxMC42MWwtOC42OSw5LjgxLS4zMy4zNWE1Niw1NiwwLDEsMSwwLTc5LjJsLjMzLjM1LDU5Ljk1LDY3LjdhNDAsNDAsMCwxLDAsMC01Ni45bC04LjUyLDkuNjJhOCw4LDAsMSwxLTEyLTEwLjYxbDguNjktOS44MS4zMy0uMzVBNTYsNTYsMCwwLDEsMjQ4LDEyOFoiPjwvcGF0aD48L3N2Zz4=

Overview of legal and home insurance

A clear explanation of how these insurance policies complement your personal protection in Germany.

2b1bc614888643e68c61ddf445efeb339856863e